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**Company Overview**
**Name:** Mastodon Finance, Inc.
**Symbol:** MAST
**Exchange:** Nasdaq Capital Market
**Industry:** Financial Services
**Business Description:**
Mastodon Finance is a financial technology company that provides a mobile-first platform for consumers to access financial products and services. The company offers a range of products, including loans, savings accounts, and credit cards.
**Financial Performance**
**Earnings:**
* Revenue: $123.2 million in 2022 (up 45% YoY)
* Net income: $16.7 million in 2022 (up 30% YoY)
* Earnings per share (EPS): $0.27 in 2022 (up 25% YoY)
**Growth:**
* Loan originations: $1.3 billion in 2022 (up 60% YoY)
* Active users: 2.5 million in 2022 (up 40% YoY)
* Annualized transaction volume: $10 billion in 2022 (up 50% YoY)
**Key Metrics:**
* Loan default rate: 4.2% in 2022 (down from 4.8% in 2021)
* Customer satisfaction rating: 4.5 out of 5 stars in 2022
* Net promoter score (NPS): 65 in 2022 (up from 60 in 2021)
**Industry Outlook:**
The financial technology industry is experiencing rapid growth due to the increasing adoption of mobile banking and digital financial services. Mastodon Finance is well-positioned to capitalize on this trend with its focus on providing a convenient and accessible platform for consumers.
**Competitive Landscape:**
Mastodon Finance competes with a number of other financial technology companies, including SoFi, LendingClub, and Green Dot. The company differentiates itself through its mobile-first approach, its focus on providing a wide range of financial products, and its commitment to customer satisfaction.
**Investment Considerations:**
Mastodon Finance is a high-growth company with a strong financial track record. The company's mobile-first platform and focus on customer satisfaction position it well for continued growth in the financial technology industry. However, investors should be aware of the competitive landscape and the potential risks associated with investing in a high-growth company.