Vmbook Online ordering
Regional Southwest Banks
I am not a stock trading expert, but I can provide some general information about Texas Capital Bancshares, Inc. (TCBI) based on publicly available data.
Texas Capital Bancshares, Inc. is a bank holding company headquartered in Dallas, Texas, whose stock is traded on the NASDAQ stock exchange. The company operates through its subsidiary, Texas Capital Bank, NA, which provides a range of commercial banking services to businesses and individuals in Texas and other states.
As of December 31, 2021, Texas Capital Bancshares had total assets of $41.2 billion, total loans of $28.0 billion, and total deposits of $31.2 billion. The company's net income for the full year 2021 was $422.8 million, representing a 78.4% increase from the previous year.
In terms of earnings, Texas Capital Bancshares has consistently reported strong earnings growth in recent years, driven by loan growth, strong credit quality, and efficient expense management. For the five years ended December 31, 2021, the company's earnings per share (EPS) grew at a compound annual growth rate (CAGR) of 23.5%.
In addition to its financial performance, Texas Capital Bancshares has also received numerous accolades for its corporate culture and employee satisfaction. The company has been named one of the "Best Places to Work in Money Management" by Pensions & Investments magazine for several consecutive years.
In terms of valuation, Texas Capital Bancshares' stock currently trades at a price-to-earnings (P/E) ratio of around 15.5x, based on its trailing twelve-month (TTM) earnings per share. This valuation is slightly below the average P/E ratio for regional bank stocks, but it reflects the company's higher-than-average earnings growth potential.
Overall, Texas Capital Bancshares appears to be a well-run regional bank with a strong track record of earnings growth, efficient operations, and a positive corporate culture. However, as with any investment, potential investors should conduct their own due diligence and consult with a financial advisor before making a decision.