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Kemper Corporation

Kemper Corporation (KMPR) is a publicly traded property and casualty insurance company based in the United States. The company operates through two segments: Property & Casualty and Life & Health.

The Property & Casualty segment provides automobile, homeowners, renters, and commercial insurance policies to individuals and businesses. This segment accounted for the majority of the company's revenue in 2020.

As of 2020, Kemper's net premiums written in the Property & Casualty segment were approximately $3.2 billion, representing an increase of 5.4% from the previous year. The segment's combined ratio was 96.5%, indicating that the company's loss and expense ratio was lower than its premiums earned.

The Life & Health segment offers a range of life insurance and annuity products, as well as health insurance policies. This segment accounted for a smaller portion of the company's revenue in 2020.

Kemper's net premiums written in the Life & Health segment were approximately $555 million in 2020, representing a decrease of 8.2% from the previous year. The segment's combined ratio was 95.8%.

In terms of earnings, Kemper's net income for 2020 was $250 million, or $3.28 per diluted share, compared to $211 million, or $2.72 per diluted share, in 2019. This represents an increase in earnings per share of 20.6%.

In terms of growth, Kemper has been consistently growing its revenue and net income over the past several years. The company's revenue has increased at a compound annual growth rate (CAGR) of 3.7% from 2017 to 2020, while its net income has increased at a CAGR of 26.5% during the same period.

Overall, Kemper is a well-established property and casualty insurance company with a track record of growth and profitability. The company's strong financial performance is driven by its diverse product offerings, effective underwriting, and strategic initiatives.