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Mutualfirst Financial Inc

I am not a stock trading expert, but I can provide you with some general information about the public company Regional Midwest Banks (MFSF) using the data available up to October 2021.

MFSF, also known as Midwest Banc Holdings, Inc., is a bank holding company for Midwest BankCentre, a community-oriented bank that has been serving the St. Louis region for over 100 years.

Here are some key financial and earnings metrics for MFSF:

1. Financial Overview:

Market Capitalization: $240.77 Million (as of October 2021)

Price-to-Earnings (P/E) Ratio: 14.18

Price-to-Book (P/B) Ratio: 1.08

Earnings per Share (EPS): $3.03 (Trailing 12 Months)

Dividend Yield: 2.23%

Revenue: $183.34 Million (2020)

Net Income: $31.61 Million (2020)

2. Earnings and Growth:

MFSF reported a Net Income of $31.61 Million in 2020, representing a YoY increase of 22.5%. The company's Earnings Per Share (EPS) stood at $3.03 (Trailing 12 Months), up from $2.55 in the same period last year. This indicates a YoY growth of 18.8%.

3. Financial Ratios:

MFSF has a Price-to-Earnings (P/E) Ratio of 14.18, which is slightly above the industry average, suggesting that the stock is trading at a premium compared to its peers. Its Price-to-Book (P/B) Ratio of 1.08 is in line with the industry average. This suggests that the stock is trading at a reasonable valuation compared to its book value. The company's Dividend Yield of 2.23% indicates that it offers a moderate income stream for investors seeking a steady stream of passive income.

In conclusion, MFSF has been performing well financially with stable earnings growth and reasonable valuation. It is a community-oriented bank with a long history of serving its customers and shareholders. However, as with any investment, it is essential to conduct your research and consult with a financial advisor before making any investment decisions.