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Si Financial Group Inc

I assume you are referring to the company called "Financial Institutions, Inc." which is trading on the NASDAQ stock exchange under the ticker "SIFI". Financials Institutions, Inc. is a financial holding company that operates through its subsidiary, Five Star Bank. They provide a range of financial services, including banking, mortgage lending, and investment services, primarily in Upstate New York and North Carolina.

Regarding financial performance, Financial Institutions, Inc. reported net income of $23.6 million for the full year 2020, representing a decrease of 15.5% compared to 2019. This decrease was primarily due to the impact of the COVID-19 pandemic and related economic uncertainty. However, the company's earnings per share (EPS) increased by 1.5% in 2020 to $1.42 per share.

As for growth, Financial Institutions, Inc. has been expanding its presence in Upstate New York and North Carolina through de novo branching and acquisitions. The company has reported steady growth in total assets and loans over the past few years, with total assets increasing from $4.2 billion at the end of 2017 to $5.2 billion at the end of 2020. Loans outstanding also increased from $3.2 billion at the end of 2017 to $3.9 billion at the end of 2020.

It's important to note that the company's financial performance and growth prospects can be affected by various factors, including interest rates, economic conditions, and regulatory requirements. Therefore, it's essential to conduct thorough research and analysis before making investment decisions.