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Conns Inc

The stock symbol "CONN" belongs to Conn's, Inc., a specialty retailer of consumer electronics, home appliances, furniture, mattresses, and home office products in the United States. The company operates through two segments: Retail and Credit. The Retail segment sells products to customers through its retail stores and website, while the Credit segment provides financing to customers through its in-house credit solution.

Now, let's take a look at some key financial metrics and growth indicators for Conn's:

1. Revenue: Conn's reported net sales of $1.36 billion for the fiscal year 2020 (ended January 31, 2021), representing a 2.5% decrease compared to the previous fiscal year. The decline was mainly due to the impact of the COVID-19 pandemic and temporary store closures. However, the company's Q4 FY2020 revenue increased by 5.1% YoY to $390.5 million.

2. Earnings: Conn's reported a net loss of $36.7 million ($0.51 per share) for the fiscal year 2020, compared to a net loss of $21.6 million ($0.31 per share) in fiscal 2019. The increased loss was primarily due to the negative impact of the pandemic, including higher bad debt expense in the Credit segment and lower sales in the Retail segment. However, the company's Q4 FY2020 net income stood at $10.2 million ($0.15 per share), up from a loss of $21.4 million ($0.31 per share) in Q4 FY2019.

3. Gross Profit: Conn's gross profit for the fiscal year 2020 was $440.1 million, representing a 0.2% decrease from the previous fiscal year. The gross profit margin for FY2020 stood at 32.2%, down from 33.1% in FY2019. Q4 FY2020 gross profit increased by 3.3% YoY to $119.4 million, with a gross profit margin of 30.6%.

4. Cash and Liquidity: As of January 31, 2021, Conn's had $197.7 million in cash and cash equivalents, compared to $61.2 million on January 31, 2020. The company's increased cash position reflects its successful debt refinancing efforts and a new $50 million credit facility.

5. Earnings Guidance: Conn's has not provided specific earnings guidance for fiscal year 2021, but it expects to continue to generate positive cash flow and strengthen its balance sheet.

6. Dividend: Conn's does not currently pay a dividend.

Please note that this information is based on the company's latest available financial statements and may change over time. When considering investment decisions, it is essential to consult the most recent financial data, analyst reports, and seek advice from financial advisors.