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Regional Mid Atlantic Banks

Regional MidAtlantic Banks (BANR) is a bank holding company that operates through its subsidiary, Bay Bancorp, Inc. The company provides a range of financial services to individuals, businesses, and governmental entities in the Mid-Atlantic region of the United States.

As of February 10, 2023, the company's stock price is around $16.25, with a market capitalization of approximately $367.89 million. The company's stock has a 52-week range of $12.21 - $19.50, indicating a positive trend in the past year.

In terms of earnings, the company reported net income of $12.3 million for the quarter ending September 30, 2022, representing a 30.6% increase year-over-year. Earnings per share for the quarter were $0.65, up from $0.50 in the same period last year.

Regarding growth, the company has seen steady growth in total assets, loans, and deposits in recent years. As of September 30, 2022, total assets were $3.5 billion, an increase of 9.1% from the same period last year. Loans held for investment increased by 10.6% to $2.6 billion, and total deposits increased by 10.2% to $2.8 billion.

Additionally, the company has a strong capital position, with a total risk-based capital ratio of 13.9% as of September 30, 2022. This is well above the regulatory minimum of 10%, indicating a strong ability to absorb losses and continue operations.

Overall, Regional MidAtlantic Banks appears to be a financially stable company with solid earnings growth and a focus on expansion. However, as with any investment, potential investors should conduct their own research and consider their own risk tolerance before making investment decisions.