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Citizens Bancorp Of Virginia I
Citizens Bancorp of Virginia I (stock symbol CZBS) is a publicly traded company based in the United States. It is a savings and loan holding company engaged in the banking business. Here is some general information about the company's financials and earnings:
Financials:
* As of December 31, 2021, Citizens Bancorp of Virginia I had total assets of $810 million, total loans of $638 million, and total deposits of $673 million.
* The company's net interest income for the year ending December 31, 2021 was $28.2 million, representing an increase of 21.8% compared to the prior year.
* Non-interest income for the year ending December 31, 2021 was $6.5 million, an increase of 17.3% compared to the prior year.
* The company's net income for the year ending December 31, 2021 was $7.5 million, representing an increase of 46.9% compared to the prior year.
Earnings:
* The company's earnings per share (EPS) for the year ending December 31, 2021 was $1.19, representing an increase of 45.7% compared to the prior year.
* The company's return on assets (ROA) for the year ending December 31, 2021 was 0.92%, representing an increase of 0.16% compared to the prior year.
* Return on equity (ROE) for the year ending December 31, 2021 was 9.29%, representing an increase of 1.45% compared to the prior year.
Growth:
* The company has been consistently growing its net interest income, non-interest income, and net income over the past few years.
* Citizens Bancorp of Virginia I has been expanding its presence in the Virginia market, which has contributed to its growth in loans and deposits.
* The company's focus on digital banking and online services has allowed it to expand its customer base and offer a wider range of financial products and services.
* In addition, the company has been actively pursuing strategic acquisitions to drive growth and expand its geographic footprint.
Note: It's always important to do your own research or consult with a financial advisor when making investment decisions.