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Esb Financial Corp (ESBF) is a publicly traded company listed on the US stock exchange. The company is in the financial services sector and provides various financial products and services to individuals, small businesses, and commercial clients.

Here are some key points about Esb Financial Corp:

1. Financial Performance: According to Yahoo Finance, Esb Financia Corp's last quarterly earnings report showed a net income of $2.7 million, with a net interest margin of 3.17%. The company's return on equity (ROE) is 10.98%, and its return on assets (ROA) is 1.26%.

2. Stock Information: As of December 1, 2022, Esb Financial Corp's stock (ESFB) closed at $23.04 per share, with a market capitalization of $287.2 million. The 52-week high was $28.44, and the 52-week low was $15.30. The company's stock price has a one-year return of -24.3%.

3. Business Overview: Esb Financial Corp operates as the bank holding company for ESB Bank, which provides consumer and commercial banking services. The company offers various deposit accounts, including checking, savings, and time deposits, as well as loans for commercial real estate, residential mortgages, home equity, and consumer loans. Additionally, Esb Financial Corp provides credit cards, wealth management services, and insurance products.

4. Industry Comparison: Compared to its peers in the financial services sector, Esb Financial Corp has a smaller market capitalization and lower valuation ratios. Its price-to-earnings (P/E) ratio is 12.33, which is lower than the industry average of 16.28. The company's price-to-book (P/B) ratio is 1.22, which is also lower than the industry average of 1.33.

5. Growth and Dividends: Esb Financial Corp has been focusing on expanding its loan portfolio and increasing its presence in the northeastern region of the United States. The company has also been paying dividends to its shareholders, with a current dividend yield of 3.62%. The company has a history of paying consistent dividends since 1990.

In conclusion, Esb Financial Corp is a small-cap bank holding company focused on providing banking products and services to individuals and small businesses in the northeastern region of the United States. The company has been focusing on loan growth and expanding its presence in its operating markets. However, its stock performance has been impacted by the overall market volatility and industry-specific challenges.