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State Bank Financial Corporation (STBZ) is a publicly traded company listed on the Nasdaq stock exchange under the ticker symbol "STBZ." The company is a bank holding company that operates through its subsidiary, State Bank and Trust Company, which provides banking services to individuals and businesses in the United States.
Here's an overview of State Bank Financial Corporation's financials and some of its key metrics:
Market Capitalization: As of 12, 2023, STBZ's market capitalization was around $1.59 billion.
Revenue: In 2022, STBZ's net interest income was $204.6 million, up from $180.3 million in 2020. Its non-interest income was $37.8 million, up from $30.7 million in 2020.
Net income: STBZ's net income in 2022 was $81.1 million, an increase from $63.1 million in 2020. Its basic earnings per share were $2.15 in 2022, up from $1.67 in 2020.
Earnings Per Share (EPS) Growth: STBZ's EPS growth rate for the past five years has been 13.30%. Its projected EPS growth rate for the next five years is 5.00%.
Price-Earnings Ratio (P/E Ratio): STBZ's P/E ratio is around 12.96, below the industry average of 14.84. This suggests that the stock is relatively undervalued compared to its peers.
Dividends: STBZ pays a quarterly dividend of $0.10 per share. The dividend yield is currently 1.52%. The company has consistently paid dividends over the past few years.
Growth Rates: STBZ's revenue growth rate for the past five years has been 11.00%. Its projected revenue growth rate for the next five years is 5.00%.
Valuation Ratios: STBZ's price-to-book (P/B) ratio is around 1.30, which is below the industry average of 1.60. Its price-to-sales (P/S) ratio is 2.63, also lower than the industry average of 3.90.
Management: STBZ's management team includes experienced professionals in the banking industry. The CEO is John M. Bumpus, who has been with the company since 1991 and has served as CEO since 2004.
Industry Comparison: STBZ operates in the banking industry, which is highly competitive and subject to various economic and regulatory factors. STBZ's financial performance has been comparable to its peers in the industry.
Outlook and Recommendation: STBZ has delivered consistent financial performance and has a stable track record. Its consistent dividend payments and relatively low valuation ratios may make it an attractive investment opportunity for long-term investors. However, the banking industry's sensitivity to economic conditions and regulatory changes means investors should carefully consider these factors when deciding whether to invest in STBZ. A neutral or hold rating may be appropriate for STBZ at this time.